FSA

Spectrum Mortgage Solutions Ltd is authorised by the Financial Services Authority (FSA) for advising on and arranging mortgages. Find out more on www.fsa.gov.uk

The Professional Mortgage Advisor

The Professional Mortgage Advisor (PMA) accolade is awarded by the Chartered Institute of Bankers in Scotland (CIOBS). It is offered to those who have achieved a certain level of professional qualifications as well as those committed to continuous professional development. The advisers at Spectrum have been furnished with this prestigious designation. For more information visit www.ciobs.org.uk

The Financial Services Compensation Scheme (FSCS) is the UK's statutory fund of last resort for customers of financial services firms. This means that FSCS can pay compensation to consumers if a firm is unable, or likely to be unable, to pay claims against it. For more information visit www.fscs.org.uk

the Financial Ombudsman Service provides consumers with a free, independent service for resolving disputes with financial firms. For more information visit www.fos.org.uk